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RENTERS
INSURANCE is designed for anyone who rents a home,
be it a house or an apartment. You may not own
the place where you live, but you still need insurance
protection. This policy provides valuable replacement
cost protection for your personal property including
clothing, electronics, jewelry, furniture and
other personal items from most major types of
loss. It also provides coverage for personal liability
claims made against you for bodily injury or property
damage. The policy also features guest medical
payments, additional emergency living expenses
and credit card protection. The Basic Renters
policy contains a complete listing of terms, conditions,
and exclusions. |
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WHY YOU NEED TO BUY RENTERS INSURANCE
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1.
The policy provides protection for your personal
property against such perils as fire, theft and
vandalism. |
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2.
You could be held responsible for Injury to other
person or for damage to other person's property
if an accident occured within your rented residence
or elsewhere. Renters Insurance can help protech
you in case of liability lawsuit against you. |
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3.
You could be eligible for premium discounts on
both renters and auto insurance when you purchase
both policies. Not available in some states or
provinces.
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4.
Allows you to select the coverages and Insurance
amount that suits your needs.
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BENEFITS OF RENTERS INSURANCE
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- Property Protection : |
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With Renters Insurance, your belongings are
insured up to your policy limits against a variety
of unexpected events such as fire, forced-entry
theft, vandalism, smoke, lightning, windstorm
and more. (Earthquake coverage is optional and
available only in California.)
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- Personal Liability Protection:
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Includes the coverage
against common personal liability claims such
as slip-and-fall injuries and dog bites etc. |
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- Guest Medical Payments: |
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Renters Insurance policy provides
coverage for medical expenses incurred by a guest
who is accidentally injured while at your residence-regardless
of fault. Coverage of up to $500 per person and
$10,000 per accident is included as part of your
Renters Insurance policy. |
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- Additional Living Expenses:
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Should you be forced to move out
of your rented residence-even temporarily-as the
result of a covered loss, Renters Insurance reimburse
you for additional living expenses. |
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